Many Factors Affect the Value of Your Claim
What is your case worth? There are many factors which must be taken into consideration when attempting to determine the value of a personal injury case. Although we identify some of the more important factors below, please understand that these are only some of the factors and that your case may be unique. In addition, you also have to consider the locale of the claim, the applicable insurance company, the age of the claim, and other circumstances.
Main Factors To Consider
Severity of the Injuries
One of the most important factors when considering the value of a claim is the severity of the injuries. In most instances, the more serious the injuries, the more valuable the claim. For example, an individual with broken bones will almost always be paid more money than a claimant with whiplash injuries.
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Medical Documentation
Proper medical documentation is always essential to your claim. If you do not obtain the proper medical and billing records, then the insurance company cannot properly evaluate your case. One should also obtain documentation establishing future medical care and costs, if any.
Severity of the Collision
It has long been argued that there is no correlation between property damage and bodily injury. However, insurance companies continually gauge the value of a claim based upon the dollar amount of property damage caused by an accident. Therefore, an accident with $5,000 in property damage will usually get more attention from an adjuster than an accident with $750 in property damage.
Pre-Existing Injuries
When considering a claim for settlement, an insurance adjuster may ask if your injuries were pre-existing. For example, you may have broken your arm the day before your accident, meaning that the insurance company will compensate you for the aggravation to the broken arm, but they will not compensate you for the broken arm itself, since it existed prior to the accident.
Amount of Insurance & Number of Claimants
The circumstances of the accident, how many people where involved in the accident, and the types and amounts of insurance available all factor into the value of your claim. For a detailed explanation of Texas automobile policy limits, please see Texas Auto Policy Limits.
Don’t Delay! Call Us Now Before Time Runs Out!
Because Texas’ Statute of Limitations imposes strict deadlines on how long you have to bring your case, it is important to call us as soon as possible before your time runs out. Contact us as soon as possible to get the best consultancy from our attorneys.
While many law firms are ready to serve, a select few have the necessary talent to build a case that will result in ample settlement before trial. Our law firm has a long history of success and it would be our honor to serve you.
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I was very pleased with the outcome of my case. Joel Gordon and his staff were very professional and thorough. Mr. Gordon was always available to answer any questions I had throughout the case and when he was unavailable he returned calls very quickly. I also got great medical attention without having to worry about making upfront payments. I definitely recommend Joel A. Gordon & Associates to anyone who needs his services. Great attorney and staff!
In December 2012 I was in a very bad accident. My mother’s car was totaled and I did not have a lawyer at the time. After the accident I was referred to a lawyer by a friend and the process was very slow and not professional. I dropped that lawyer and hired Mr. Gordon. Mr. Gordon helped my mother get paid for her car and helped close my injury case. The overall experience with Mr. Gordon and his firm was very professional. Everything in my case moved quickly and in an orderly manner.
As populated as our city is..accidents, sometimes are inevitable. It’s during those times, when you need someone you can trust the most. Therefore, for the past 10+ years and the few accidents my family and I have been involved in, we all go to Mr. Joel Gordon. Not only is he professional, but also friendly and compassionate towards your situation and guides with the heart, not the #’s (un-like some out there).?
I was very pleased with the outcome of my case. Joel Gordon was never hard to reach and always had an answer to any question. He did a good job at keeping you updated with anything that went on. He goes out of his way to make sure his client is satisfied. I would definitely recommend him to anyone who has been in an accident.
I am very very pleased with the prompt professional service I received from Mr Gordon recently after being hit by another driver while stopped at a red light. The other driver’s company was stalling and not doing much of anything to get matters settled with my car or health issues, but within 24 hours of calling Mr. Gordon, he got my vehicle settlement for me and made arrangements for me to start getting treatments for my neck and shoulder injuries.